Akoya products include Account info, Balances, Investments, Payments, Transactions, Customers, and Statements. These products allow you to retrieve the data you need for your use case as illustrated below.

Account opening

Enable instant account opening and funding without micro-deposits.

Akoya products used:

• Balances
• Payments
• Customers

Related sub use cases and documentation

Account linking and consent

Link an account and give consent without screen scraping.

This is a basic Akoya API function and does not require a specific product.

Account ownership validation

Retrieve consumer information directly from the financial institution to validate account ownership.

Akoya product used:

• Customers

Account verification

Verify the account number and routing number retrieved from the end-user.

Akoya product used:

• Payments

Business financial management

Offer businesses the ability to aggregate their financial accounts in one place.

Akoya products used:

• Balances
• Transactions
• Statements

Personal financial management (PFM)

Provide users the ability to aggregate their financial accounts in one place.

Akoya products used:

• Balances
• Transactions

Lending & credit enhancement

Access bank or brokerage data to better inform lending decisions.

Akoya products used:

• Balances
• Transactions
• Customers
• Statements

Payment enablement

Authorize account-to-account or person-to-person payments with instant account authentication. This is not a payment initiation request.

Akoya products used:

• Balances
• Payments
• Customers

Wealth management & investing

Give users and/or financial advisors the ability to collate investments, assets, and other held-away account information for one sweeping financial picture.

Akoya products used:

• Balances
• Transactions
• Investments