Products and use cases

Akoya products can be combined to help facilitate several use cases across financial services. From budgeting and investment management tools to money movement and credit enhancements, Akoya can service many of your fintech needs.

Products

Akoya products include Account info, Balances, Investments, Payments, Transactions, and Customers. These products allow you to retrieve the data you need for your use case.

Akoya products: Balances, Investments, Payments, Transactions, CustomersAkoya products: Balances, Investments, Payments, Transactions, Customers

Akoya products: Balances, Investments, Payments, Transactions, Customers


ProductDescriptionEndpoint
Account infoBasic account information (included with all other products)./accounts
BalancesBalances and rates of bank accounts, credit cards, loans, investments, and more./accounts
TransactionsUp to two years of transaction data across account types, including amounts, dates, and descriptions./accounts/{accountId}/transactions
InvestmentsDetailed information on underlying holdings and positions of investment accounts./accounts
CustomersVerified contact information on file, including name, email, address, and phone number./customers/current
PaymentsIdentifiers necessary to make ACH and RTP payments./payment-networks

Use cases

Payment Enablement​Account Opening​Lending & ​Credit Enhancement​Personal Financial ​ManagementWealth Management & ​InvestingBusiness Financial ​Management
Balances

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Transactions

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Investments

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Payments

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Customers

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* All use cases include the basic account info product

  • Account opening: Enable instant account opening and funding without micro-deposits.
  • Business financial management: Offer businesses the ability to aggregate their financial accounts in one place.
  • Lending & credit enhancement: Access bank or brokerage data to better inform lending decisions.
  • Payment enablement: Authorize account-to-account or person-to-person payments with instant account authentication. Payment enablement uses the payments product to request an end-user's payment account identifiers. This is not a payment initiation request.
  • Personal finance management (PFM): Provide users the ability to aggregate their financial accounts in one place.
  • Wealth management & investing: Give users and/or financial advisors the ability to collate investments, assets, and other held-away account information for one sweeping financial picture.