Introduction: Akoya products
Akoya products can be combined to help facilitate several use cases across financial services. From budgeting and investment management tools to money movement and credit enhancements, Akoya can service many of your fintech needs.
Products
Akoya products include Account info, Balances, Investments, Payments, Transactions, Customers, and Statements. These products allow you to retrieve the data you need for your use case.
Akoya products: Balances, Investments, Payments, Transactions, Customers, Statements
| Product | Description | Endpoint |
|---|---|---|
| Account info | Basic account information (included with all other products). | /accounts-info/v2/{providerId} |
| Balances | Balances and rates of bank accounts, credit cards, loans, investments, and more. | /balances/v2/{providerId} |
| Investments | Detailed information on underlying holdings and positions of investment accounts. | /accounts/v2/{providerId}/ |
| Transactions | Up to two years of transaction data across account types, including amounts, dates, and descriptions. | /transactions/v2/{providerId}/{accountId} |
| Customers | Verified contact information on file, including name, email, address, and phone number. | /customers/v2/{providerId}/current |
| Payments | Identifiers necessary to make ACH and RTP payments. | /payments/v2/{providerId}/{accountId}/payment-networks |
| Statements | List of financial institution statements available to download via PDF | /statements/{version}/{providerId}/{accountId}/statements/{version}/{providerId}/{accountId}/{statementId} |
Use cases
| Payment Enablement | Account Opening | Lending & Credit Enhancement | Personal Financial Management | Wealth Management & Investing | Business Financial Management | |
|---|---|---|---|---|---|---|
| Balances | ☑️ | ☑️ | ☑️ | ☑️ | ☑️ | ☑️ |
| Transactions | ☑️ | ☑️ | ☑️ | ☑️ | ||
| Investments |
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| ☑️ |
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| Payments | ☑️ | ☑️ |
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| Customers | ☑️ | ☑️ | ☑️ |
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| Statements |
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| ☑️ |
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| ☑️ |
* All use cases include the account info product
- Account opening: Enable instant account opening and funding without micro-deposits.
- Business financial management: Offer businesses the ability to aggregate their financial accounts in one place.
- Lending & credit enhancement: Access bank or brokerage data to better inform lending decisions.
- Payment enablement: Authorize account-to-account or person-to-person payments with instant account authentication. Payment enablement uses the payments product to request an end-user's payment account identifiers. This is not a payment initiation request.
- Personal finance management (PFM): Provide users the ability to aggregate their financial accounts in one place.
- Wealth management & investing: Give users and/or financial advisors the ability to collate investments, assets, and other held-away account information for one sweeping financial picture.
Updated over 1 year ago